At the moment, a lot of companies are shifting towards outsourcing all their non-core services. Such a move is what is well known as Total Facilities Management (TFM) and it is sometimes called Business Process Outsourcing. No1 Facilities Management provides all the kind of services that call for a company to operate day to day. The services comprises of traditional soft services like catering, security, hygiene, cleaning , pest control as well as hard services like M&E and other specialist services such as asset management , inventory services, payroll outsourcing and document management .

Total Facilities Management Solution can encompass all facilities management service lines starting from maintenance and constructing Fabric Repairs. A TFM supplier will individually offer wherever possible and work within a One team model that allows cross-skilling and multifunctional tasks and responsibilities in the entire service streams. Whatever the type of business, delivering an efficient and effective facilities services within your budget can be a hard business. Total Facilities Management Solution simply offers one point of contact.

total fm

TFM is one big, diverse and maturing area of business. Tactical in its day to day operations, it is however closely associated to and mostly deeply involved in –strategic planning and decision –making both at private and public sector organizations. Who is responsible for ensuring that the workplace is kept clean, safe and fully compliant with all the relevant legislation? Who is meant to plan and implement the accommodation resources; or manage the movement to a new HQ in support of growth? Who knows the kind of buildings in a portfolio that are the most energy efficient and what can be done to assist the poor performers? More often than not, the answer usually goes back to the Facilities Manager.

Each organization, whether public or private, relies on a variety of functions and services to offer the support needed to its major operations. Ensuring that such support is available in the right form, at the right quality and for the right cost is the responsibility of the facilities management. In essence Total Facilities Management Solution concerns taking responsibility for those support functions and services, allowing the organization free to concentrate on its main objectives, whether it involves manufacturing products, providing specialist services, delivering a healthcare or any other activity carried out on all but a smaller scale.

facilities service

Most important, Total Facilities Management Solution is not just concern support. Good practice facilities management can further make a significant positive contribution to a number of major business concerns such as risk management, reputation, productivity, corporate social responsibility and talent agenda. Equally, poor TFM may impose negative impact on such issues.

The Benefits of TFM

TFM solution offers a single place for delivery and since the supplier will often self-deliver more than 70% of the services that they can manage to spend and optimize the delivery pattern that provides investments for the client. The savings levels will rely on the relation scale and development of the existing service model .However customers should be ready to moderate their annual working cost by a range of 10% and 30%. Organizations that have considered and utilized TFM step are already seeing various non cost profits including:

  • There is an increase in business security operations . In the current business environment this normally can be a great factor for safety of both personnel and delicate data.
  • Flexibility for adjusting to unexpected conditions including robust disaster recovery planning.
  • There is a boost in liability and tracing of service delivery performance. 
  • Total cost clarity generating a pro-active culture enhancing a long-term relationship. 


TFM model has largely proven its value as a vehicle to improve service and reduce cost in the right circumstances. Facilities management is a discipline that grasps virtually each aspect of operations at every organization whether public or private. In that sense, it creates an invaluable contribution to both day to day business and strategies and plans of the future. If that contribution isn’t wholly realized, the need may be for a bigger communication and promotion or for a fresh look at the service delivery and management. Whichever service is adopted-and however it may change with time-if an FM strategy is based on a clear understanding of needs and opportunities, sound objectives, effective communication and responsiveness to change-it will provide fully the benefits promised.

Rubber roofs have garnered the favour of many people globally. What makes roofline rubber roofs so unique? What materials are used to make the roofs? How can you install a rubber roof? This is what you need to find out. Perhaps you want to install a new roof or replace your existing roof with a rubber roof but you don’t have any clue on how to do this. Don’t worry. This article will guide you on the entire installation process from start to finish;



When installing a new rubber roof, it is important to ensure that the surface is tidy without any debris. It is also important to align any sharp edges on the roof deck. Let’s look at the installation process;

Step 1: preparing the roof

This is the first step if you want to replace the existing roof with a new one. However, if you want to install a new roof, skip this step. First, carefully remove the timber that was used to secure the existing roof’s edge. The timber can be reused to fix the new rubber roof or you may opt for new timber if the old ones are not in good condition.

Step2: relaxing EPDM rubber membrane

Here, you will be required to unpack the membrane of your roof and then position if carefully over your roof deck. Ensure that it hangs over your roof on all the sides. For best results, allow the membrane to relax for some time before using it; 30 minutes is ideal in this case.

Step 3: fold the membrane

After the membrane has relaxed, fold back a half of the membrane tightly such that it exposes the deck of the roof. Use gaffer tape to ensure that the membrane does not move out of its position.

Take the water based deck and apply it to the deck of the roof with the help of a paint roller. Then apply adhesive from the ridge to the bottom edges. However, the adhesive must be wet as you roll the membrane back into its position.

Step four: securing the edges 

There are many options that you can use to secure the edges of your membrane. Some of the valid options include; first, use treated timber battens to clamp your rubber membrane on the edge of the rubber roof. Secondly, use the screws provide to secure the edges of the membrane. Finally, use clout Nails to secure the edge of the membrane.

After you are done with everything, it is important to give your rubber roof a unique, tidy and attractive look. To do this, sweep the rubber roof using a soft brush until you are satisfied with the general appearance of the roof. Alternatively, you can order an installation DVD if you want illustrations on the steps. As simple as that!

Final verdict 

The quality of rubber roofs surpasses other roofs in many aspects. However, the beauty of these roofs lies on their durability and ability to save energy. Moreover, rubber requires minimal attention as far as maintenance is concerned. When it comes to repairing, rubber roofs need the least effort. So, what are you waiting for? Install one for today!

Inkjet printers are the most common used printers in homes and businesses. They have several uses and advantages that come along with their features. They accommodate several inks and papers in printing hence expanding their capabilities.   Inkjet printers commonly use solvent inks, UV-curable inks and dye sublimation inks. Some business use aqueous inks which are quite expensive and complex in application. These printers print text documents, pictures, photos and other graphics. The diversity of these printers means that they can be used in several platforms such as professional photography, textile design, arts and card making. The desired effect is actualized by the type of printer and the inks used. Ink jet printers come with a couple of benefits to their users. inkjet-print   Efficiency: Inkjet printers print documents as required. This means that the ink is placed where it is needed. This eliminates wastage and in turn reduces production costs.   Diversity of application: Inkjet printers can be used on several surfaces. These include; textiles, paper and ceramics. This means that they can be used by different types of industries.   Time saving: For starters, an inkjet printer starts printing almost immediately the printing surface is put in place and the printing process is initiated. This is unlike laser printers that take time to heat up before printing. Also, inkjet printing is final; it does not require extra steps for removing unwanted material or adding extra material.   Compact size: Generally, ink jet printers are small in size. This means that an inkjet printer can fit in a limited space. They used to be called small scale printers since they were mostly used by small businesses but they are not limited to small businesses only. This compact size also enhances the mobility of these printers. They can be moved to any room or location whenever necessary due to the light weight and small size.   High quality: Inkjet printers have printing diversity in terms of text documents and several graphics. The best thing is that they do not compromise on the quality of production in each sector. They accommodate extremely small fonts and print photos to professional perfection due to vivid color production.   Affordable: Inkjet printers are the most affordable printers in the technology industry. Traditionally, the low price tag represented low quality of production. In current times, the low price tag does not determine the quality since almost all inkjet printers are cheap, cheaper than Ink Cartridges.   Inkjet printers may be more traditional than laser jet printers but their printing prowess in still unmatched. There are several models from several brands hence before choosing the best device, one should carry out intensive research.

No one can refute the fact that life is becoming harder by the day. We have to dig deeper into our pockets in order to make ends meet. In addition, the value of money is diminishing every other day. To get a better understanding of how the cost of living has gone up, it is beneficial to consider the following examples:

· Fuel Prices:-World fuel prices are always rising. This means that people have to spend more on fuel. Manufacturers, distributors or transporters will pass the additional cost to the final consumer. Furthermore, the consumer also has to spend more money fueling the vehicle or running other equipment such as generators.


· Cost of Food: – A lot has been said about food insecurity. The population is growing while the food sources are somewhat stagnated. This means that the population has to fight for the limited food reserves. Additionally, climate and weather patterns have changed. This is affecting agricultural production hence lowering the yields.

· Shopping Expenses: – Part of living entails shopping for groceries, clothing, and other items. However, although the items remain the same, people are spending more money. This has forced people to come up with money saving initiatives. These include using shopping vouchers, buying foodstuffs direct from the source, and also minimizing the trips made to the grocery store.

· Leisure & Entertainment:-More money is being spent when going to the movie theatre or cinema hall. This happens when purchasing the tickets, driving to the venue, or buying the snacks. This probably explains why more people are finding it cost effective to rent a movie and watch it at home.

The volatile economy, market slump, and diminishing opportunities to make money are some of the main causes of the increase in cost of living. Unfortunately, from the look of things, this scenario is not about to change soon. Therefore, a consumer has no option but to tighten his belt. This entails looking at ways in which he may reduce costs.

Banks made life easier with the introduction of loans which can be accessed by any credit worthy person. There are several types of bank loans ranging from home loans to business loans which are offered by banks. Banks offer loans to people according to their credit worth. Credit worth is determined by the money in your account, the assets you own and the value of your business (es). This helps the bank determine whether you can pay off a loan and how fast you can do it.

Things to buy with a bank loan

· Car

· House

· Land

· Shares in the stock market

· Equipment or machinery such as tractors

Loans are not paid off with the same initial amount. Banks charge you a certain percentage called interest. Interest rates change from time to time depending on certain factors of the economy. Loan interest can be payable every month or annually. A common type of loans in the world today is the house loan, commonly referred to as mortgage. Mortgage loan is generally the loan that one is given to buy a house. Your credit worth is still important in this case. The bank buys you a house which you can afford to pay interest for every month. More and more people are opting to buy homes through mortgages instead of renting the same. Why? This is because the monthly interest payable to the bank every month could be more or less the same as the rent you’d pay for the same house. The only difference here is that the loan will eventually end and the house will become yours, unlike rent where it’s a ceaseless expense.


Benefits of buying a home over renting

· Buying a home gives you sole ownership to that particular property; renting gives you partial ownership which only exists for as long as you pay the monthly dues.

· Buying a home gives you financial security in that, if unfortunately your employment or business fails, you still have a roof over your head as you continue searching for a new source of income no matter how long it takes.

· Owning your home gives you the freedom to do with it as you please. You could renovate, rebuild and replace anything you want in the interior and exterior.

· Ownership of a home gives you the sole responsibility of maintenance therefore you can have anything fixed as soon as you want.

· In the long run, buying a home proves to be cheaper than renting. This is because the house loan you pay will eventually end and the property will be eternally yours. Renting goes on for eternity since you’re just a temporary tenant in that particular property.

· With the financial freedom you experience after gaining full ownership of your home, you can invest the money you’d otherwise use for rent.

Owning a home has been made easier by the provision of these mortgage loans. This has led to many people being able to take up this process since they don’t have to save for a lifetime to own a home. Note that different banks have different interest rates on loans hence you should know all the details of a loan before applying for one.

Globalization and Internet have brought many countries together, and people closer. As the world continues to shrink, currencies keep playing a very important role to regulate forex markets and world economy. While credit and debit cards have made standard currency exchanges simple, it is important to have a better understanding of some popular currencies. In this post, we’ve discussed some of the most popular currencies in the world to enlighten you on the subject.


US Dollar 

For many years, the US Dollar has been considered the foundation for world economy. In fact, a lot of currencies in the world are tied to the United States Dollar. 100 cents or pennies make 1 US Dollar. Some countries even access the United States Dollar as tender. The Bahamas and Solomon Islands are good examples. The symbol for this currency is $.


Euro is the official currency of the European Union or EU. Euro is legally accepted and used in 16 countries in Europe. In 1999, 11 European Union countries officially adopted this currency. Even before the concept of legal tender bill came into existence, Euro was officially adopted by some countries.

In 2002, Euro’s cash form was officially introduced in the continent. This was done to replace some currencies like the German Mark and French Franc. Although Euro is accepted in countries like Denmark, the United Kingdom and Denmark, it has been unable to replace local currencies.


The British Pound was officially decimalized in the year 1971. Since it was converted to 100 per/pound, it could successfully match the US Dollar denominations. However, it was still not divided into shillings or pences. Until the Euro came into existence, the entire British empire and its colonies used the British Pound. Currently, it is the local currency of the United Kingdom, including England, Scotland, Northern Ireland and Wales.


The Japanese Yen officially came into existence in the year 1871. Since then, it has become one of the most popular currencies in the world. Just like other local currencies from that period, Yen’s total value was also directly attached to Gold. After the United States of America successfully occupied Japan post WW II, Yen’s value was attached to the United States Dollar. In 1971, Yen was released from the American hold and became the official currency of Japan.

The Swiss Franc 

Like Switzerland, the Swiss Franc has always been considered a neutral currency. However, it has still managed to become one of the most popular currencies in the world. In fact, the Swiss Franc is considered to be a safe haven within most foreign exchange markets. This is because the Swiss Franc always tends to move in a proper negative correlation to volatile commodity currencies like, the Australian and Canadian Dollars.


In addition to this, the Swiss National Bank has also been very active in the foreign exchange market. This ensure the Swiss Franc trades with tight range. It leads to reduced volatility of the currency and keeps interest rates within reach.

Even in a tough economy, financial markets in most countries continue to grow and evolve. Forex markets and currencies will play a very important role in day to day transactions in future. Although these were the most popular currencies in the world, there are others which you can’t overlook. Some of these include the Australian Dollar, the Canadian Dollar, Yuan, the New Zealand Dollar and more.

The Bank of England today announced that there is to be no immediate rise in interest rates despite the unemployment rate touching the 7% mark set last year. The Bank of England had previously stated that it would not even consider raising interest rates until the rate fell to 7%.


Figures released today show that the unemployment rate is hovering just above the benchmark at 7.1% but even if it does dip again there is no guarantee that interest rates will rise according to Paul Fisher, a member of MPC the Bank’s Monetary Policy Committee, “low inflation rates are easing the pressure on the Bank of England to raise rates”, he went on to say “Even if the 7% unemployment rate threshold were to be reached in the near future, I see no immediate need for a tightening of policy,” he said, during a speech at SSGA, (State Street Global Advisors) in the City of London.

With inflation back at the Bank of England’s target rate of 2%, and UK economic output still below its pre-2008 peak, Mr Fisher said that “we are still some way off the point where it is appropriate to start raising bank rate and that when it is time, it would be appropriate to do so only gradually.

Although the UK economy has been strengthened lately it is still around  2% below the level of 2008, Paul Fischer also stated “there is still plenty of room for the economy to grow further before an interest rate rise was necessary” in his opinion.

Regardless of this there is still speculation floating around that interest rates will still increase later this year despite the MPC minutes making it clear that the Bank of England feels under no pressure to do so.

Bank of England

Former Bank of England deputy Sir John Grieve told reporters that he thought there was “a reasonable chance” that rates could rise by the end of the year if the economy continues to strengthen. Adding fuel to the speculation is US Citibank who publicly stated that it expected the Bank of England to increase rates in the final quarter of 2014 and not in 2015 as originally thought. Speculation of an early increase in rates prompted the pound to rise to a two and a half year high of $1.6615 against USD (United States Dollar) in early morning trading.


How much does a packet of 20 cigarettes cost these days ? £ 8.80 give or take a few pence depending on where you shop? So how come so called “I am on benefits and can not afford to pay my bills, clothe my kids or feed them properly” always have a fag in their mouth then!

Anyone been watching benefit street lately will know how frustrating and angry myself and my husband feel when we watch these people on television. I cannot believe how much they complain about how little money they receive (unwillingly) from us tax payers! The bloooming cheek of it!

They sit on their garden walls or doorsteps all day talking nonsense, complaining how little money they have whilst holding a can of larger in one hand and a fag in the other. The cost of smoking is not cheap neither is a bad drinking habit. How dare they be able to spend our hard earned cash on these selfish items. Their children are fed on cheep frozen rubbish what has no nutritional value what so ever. They sit on their lazy arse’s in there not so clean and tidy homes on the phone to their landlord with sob story’s on how they can not pay their rent because they have spent their housing benefit’s in the corner shop.

It amazes me how they have nothing to do all day but yet they have dirty house and feed their children convenient food. A bit of hard work with warm soapy water and a couple of cloths doesn’t cost much and standing up and moving around to be able to tidy up is believe it or not totally free ! Why live like this just because you are on every benefit going.

I feel sorry for the kids. You can go to supermarkets and buy quick to sell vegetables on the cheap because there is not much shelf life left. Slap them in a casserole dish with a stock cube and a bit of flour and hey presto ! A good nutritional cheap meal. But when your on benefits that seems like too much trouble . You can also get really cheap clothes these days too such as Primark. There is no need for children to walk around with holes in their clothes like most poor children had to in the 1930’s.

A lot of people have excuse after excuse…”My back always hurts”….well get a job where you sit down then!

” I’m too big and have problems breathing”..well lose some weight and you will see your health will improve, then get a job!


Referring back to benefit street, the lady who calls herself” White Dee” is quite overweight so maybe if she cut out the ten chocolate cakes a day she would be a whole lot better of, yes, also she should stop smoking too. She seems to always have a cigarette in her mouth so I am guessing she smokes 15-20 a day, so that’s most probably fifty to sixty pounds a week saved there then.

In one scene she is telling a little boy off for swearing ! I have never seen such a rougher looking women in my life …overweight, tattoos and she could certainly do with her mouth washing out with soap and water. Then she lets her kids play out in the street to talk to the drug addicts and alcoholics. Why any responsible parent would allow your children to play out unattended in a street like that it beyond me. Of course I believe that children need to be outdoors running around, why can’t she clean the house when they are at school and at pick up time take them to the park where she can keep her eye on them. Also if she stopped eating so much and smoking she would have more money to be able to pay to put her kids in activity clubs so the don’t have to hang around on that terrible street.

I am not being stuck up or I am not just saying all this because I don’t know what it’s like because I do!

My husband was brought up on benefits, in a council house, and when we got together we ourselves had to get benefits. But with lots hard work from my husband and determination also wanting our boys to have a better standard of living, we have achieved our own home and a comfortable life.

It seems when watching this programme that they have given up on life and just simply “expect” all the help and handouts.

Enough is enough. Vouchers should be given for fresh fruit and veg, vouchers also for gas, electric and water, vouchers for children’s clothes. I.D to be given when using them and under no circumstances should the purchase of any alcohol or tobacco be allowed.

Guest Post by:Louise G.